01
↗Mortgages
Mortgage advice for first-time buyers, home movers, remortgages, higher-value borrowing, self-employed clients and a wide range of residential circumstances.
Intra Mortgage Solutions
Established 2018
Mortgage expertise you can rely on.
From residential mortgages and property investment to international and specialist finance, our experienced team helps clients navigate the mortgage process from initial conversation through to completion.
FCA Authorised
Number 832376
£4bn+
Mortgages arranged
10,000+
Mortgage transactions
50+
Years combined experience
3,000+
International clients
20+
Countries represented
Mortgage & property finance
Three areas of expertise. One joined-up approach.
From a residential mortgage to investment property or more specialist borrowing, the starting point is understanding the client, property and objective.
02
↗Property Finance
Property finance for landlords and investors, including buy-to-let, limited company borrowing, portfolio finance and property refinancing.
03
↗Specialist Finance
Specialist property finance for more complex or time-sensitive requirements, including bridging, development and commercial finance.
In their words
What clients say about working with Intra.
★★★★★
5.0 from 113 Google reviews
★★★★★
“Our case involved a remortgage to release funds alongside a simultaneous purchase. Gita handled everything calmly and professionally and made a potentially stressful process feel manageable.”
Mehmet Oztunc
Remortgage & Purchase
Google Review
★★★★★
“The team supported us throughout a challenging mortgage process abroad. Their guidance, follow-up and positive attitude made a real difference from start to finish.”
Arzu Ipek
International Client
Google Review
★★★★★
“Communication throughout the remortgage was exceptional. We always felt informed and supported, and the process was explained clearly at every stage.”
Jamie Moss
Remortgage Client
Google Review
113 five-star Google reviews
Rating and review count shown as at August 2026.
Whole-of-market mortgage advice
Access to more than 90 lenders.
Our lender access spans major banks, building societies, specialist mortgage providers and private banks, giving our advisers a broad range of criteria to research around each client's circumstances.
Lender access
90+
Lenders across the mortgage market.
01
High Street Banks
Major UK banking groups.
02
Building Societies
A broad range of lending criteria.
03
Specialist Lenders
For more complex circumstances.
04
Private Banks
For appropriate higher-value cases.
Examples from our lender panel
Lender availability and suitability depend on individual circumstances, property details and lender criteria.
International Clients
UK property finance for clients whose circumstances extend beyond the UK.
Intra has supported more than 3,000 international clients from over 20 countries with UK property finance.
International cases can involve overseas income, foreign residency, multiple currencies and additional documentation. Experience with these circumstances can make careful case preparation particularly valuable.
TürkiyeSaudi ArabiaUAEUnited StatesCanadaEurope
Explore International Clients
International clients
3,000+
Client base
20+ countries
Intra Private Finance
Established in London in 2018
About Intra
Experience, preparation and personal advice.
Intra Private Finance was founded in 2018 by Managing Director Bulent Kandemir, who left his role as a partner at John Charcol to establish his own firm focused on personal mortgage advice, strong case preparation and ongoing client support.
Across the team, that experience now represents more than 50 years in mortgage and property finance, more than 10,000 mortgage transactions and over £4 billion of lending arranged.
Discover more about Intra→Intra in numbers
A substantial track record across UK property finance.
Experience across residential mortgages, investment property, international clients and specialist finance.
£4bn+
Mortgages arranged
10,000+
Mortgage transactions
50+
Years combined experience
3,000+
International clients
20+
Countries represented
Founder & Managing Director
Bulent Kandemir
From our founder
“As the founder, my mission is to make homeownership simple, transparent, and within reach for every family. We are committed to guiding you with trust, integrity, and personalized financial solutions every step of the way.”
Bulent Kandemir
Principal & Managing Director
How we work
A considered process from the outset.
We aim to understand the circumstances behind the mortgage before deciding how the application should be approached.
Explore our process→01
Fact-find
Understand
We begin with a thorough fact-find to understand your circumstances, objectives and borrowing requirements.
02
Lender research
Research
Your adviser researches relevant lending options and how different lenders may assess your circumstances.
03
Application strategy
Structure
Once an appropriate route is identified, the application is prepared around the relevant lender requirements.
04
Application
Manage
Our advisers and administration team support the application through lender assessment, valuation and offer.
05
Offer & completion
Complete
We remain involved through the mortgage process as the case progresses towards completion.
Our offices
London, Guildford and Southampton.
Speak with our team by phone or email, wherever your property or circumstances are based.
London
LON4th & 5th Floor Sunshine House, 5-7 Cutler Street, London, E1 7DJ
Guildford
GUI1st Floor, 1 Epsom Road, Guildford, Surrey, GU1 3JT
Southampton
SOU13 St Johns Centre, St Johns Road, Hedge End, SO30 4QU
Speak with Intra
Start with a conversation about your circumstances.
Whether your requirements are residential, investment, specialist or international, our team is available to discuss the next steps.
enquiries@intra-pf.com