Buy-to-let lending works differently
Buy-to-let mortgages are generally assessed differently from standard residential mortgages.
Rental income, property value, ownership structure and the borrower's wider circumstances can all form part of a lender's assessment.
This article is for general information only and does not constitute personal financial advice. Mortgage availability and suitability depend on individual circumstances and lender criteria.
Some forms of buy-to-let, commercial and specialist property finance may not be regulated by the Financial Conduct Authority. The regulatory status of a transaction depends on the individual circumstances involved.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or other loan secured upon it.